Business Statement Savings
An affordable basic savings plan.

• $100.00 minimum deposit to open account.
• $2.00 monthly service fee.  Fee waived with $100.00 minimum daily ledger balance.
• Competitive rates paid on daily collected balance.  See Rates.
• Earns daily interest, paid quarterly.  Quarterly statements.
• Unlimited over the counter withdrawals.
• Six free withdrawals per month, then $2.00 each thereafter. 
• FREE Instant Cash and Check Card (subject to qualification).
• FREE ATM transactions at First Federal and many Instant Cash locations.
• FREE Online Banking.
• FREE automatic transfers from your First Federal checking account to make savings easier.

Business Money Market Savings
A competitive, tiered interest rate account designed for customers with higher balances.

• $100.00 minimum deposit to open account.
• $20.00 monthly service fee.  Fee waived with $2,500.00 minimum daily ledger balance.
• Competitive, tiered rates paid on daily collected balance.  See Rates.
• Earns daily interest, paid monthly.  Monthly statements. 
• Unlimited over the counter withdrawals.
• Check writing available, up to 3 checks per month.
• Six free withdrawals per month, then $2.00 each thereafter.
• FREE Instant Cash and Check Card (subject to qualification).
• FREE ATM transactions at First Federal and many Instant Cash locations.
• FREE Online Banking.
• FREE automatic transfers from your First Federal checking account to make savings easier.

Certificate of Deposit
A longer term savings option, with competitive fixed rates on time deposits from 3 months to 60 months.

• 500.00 minimum deposit to open a certificate account.
• Interest bearing deposit with rate based on term of certificate. See Rates.
• Certificate accounts may be set up as Traditional IRAs, Roth IRAs, Education IRAs, Keogh and SEP Plans.
• Penalties apply if funds are withdrawn prior to the stated maturity dates.